As a current entrepreneur and the son of a PhD physicist insurance salesman, I don't agree that the best way to get rich is to sell insurance. As far as I could tell, selling insurance seemed to be hard, slow, and not especially lucrative, even for somebody relatively smart.
It's not about IQ. It's about selling IQ. I know a guy pulling 500k who is at best a 100 on the IQ scale, but he creates instant rapport with a twinkle of his eye.