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You’re lucky. My colleague had his skimmed at a gas station and his bank froze his funds, causing his mortgage, car loans and other stuff to bounce. Major PITA.




I'm not lucky, I just don't use commercial banks. I had to get screwed over a few times before I learned that lesson, but it did eventually stick.

Eh, using a credit union is really no less risky - from personal direct experience. It's luck of the draw.

I have no experience with small commercial banks though.




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