My understanding so far is that these deposits are often overburdened. In part due to speculative investments.
From a perspective of someone who understands very little of these matters, it seems like responsibilities are shuffled around and the whole structure is unclear.
There are other ways to solve the problem you describe right? For example credit unions come to mind.
From a perspective of someone who understands very little of these matters, it seems like responsibilities are shuffled around and the whole structure is unclear.
There are other ways to solve the problem you describe right? For example credit unions come to mind.
I usually look things up on this site, as it seems to discuss financial matters neutrally and explains them so I can understand them: https://www.investopedia.com/terms/c/creditunion.asp