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Recurring payments have massive lock-in - typically there is no way to switch payment providers without requiring the user re-enter their payment details.

You'll typically lose ~half the user's each time you do that...



Startup idea: wrapper around payments providers.


And then the wrapper company gets massive and starts wrongfully suspending customers...


Why the wrapper needs to be some open source software not owned or depending on anyone.


We just need a payment-wrapper-wrapper company! (We have to go deeper!)


New challenge unlocked: design your application in an wrapper agnostic way to avoid getting locked out when the wrapper service bans you.


There used to be one (Spreedly) but then it went out of business or changed models so I had to convert everyone anyway!


We use VGS to tokenize credit cards. Makes it much easier to switch payment provers.


Better than losing all users though…?




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