This right here is my single greatest fear of banks knowing/using this information. If I befriend an undesirable (because I see past society's assumptions/the rough times this person has had in their life/whatever), or I care for an undesirable, I am punished. Of course, I would have to weigh if it's worth it (it probably is), but the fact that things like this may have to be considered is just depressing and wrong.

Heaven help the preacher that friends his congregation. Not everyone comes from a rosey past.