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Things like this are why I do this internally and just use stripe and other payment providers for actually charging the customer. Granted it's a pain in the arse but you only need to set it up once and occasionally adjust the tax rates as they change.

IMHO stripe has become far too complex and people are relying on them for a critical part of their products without a fallback. I've seen a few occurrences lately where bugs, random account blocks etc have taken Stripe payments offline and suddenly the revenue stream tanks.

Always have a backup payment provider!



Who are you using as a backup payment provider?

Have you been able to get Stripe to export your clients card data and ACH details to your backup processor?

Curious as I'd love to have automated payment provider redundancy and replication for recurring invoices.

https://stripe.com/docs/security/data-migrations/exports


It doesn't particularly matter. PayPal is a simple alternative (granted they have their own issues but it's unlikely both Stripe and PayPal will crap out at the same time). For recurring subscriptions it is a challenge since you'd need people to pay manually if you switched payment provider but for e-commerce that runs off one off payments it's no problem.




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