You'd also save billions, if you forced diets on people, forbid cigarettes, stopped selling sugar water with colorings, forbid driving, forbid skiing, hiking, climbing, and all other dangerous sports, keep social isolation every flu season, forbid casual sex (stds, unwanted children),... you'd just somehow have to stop suicides in the end.
The solution here is for healthcare coverage to offer you a discount if you submit to any testing that the parent comment said was mandatory. That gives you the freedom to take on more risk at personal financial cost to yourself
