Haha you're why the commercials work. Hook line and sinker.
Many 'poor' people are poor because of spending habits and lack of saving discipline, and it's a hall mark of the modern poor in America to drive a car you can't afford, own an expensive phone, have a big TV, etc. Whether buying it on credit, or buying with money that could/should have been used to pay off debt, save fore retirement etc, it's trivial to buy something like an iPhone for almost anyone in America.
iPhones are BELOVED by the poor as a "rich" status symbol, for all the same reasons why you think the poor don't own them.
P.S. you can get a brand new iphone for like $30/mo from any major seller. An 18 year old with their first fast food job can buy a big shiny iPhone today.
P.P.S most of the 'upper middle class' I'm familiar with doesn't do iPhones and especially not brand new ones, they do budget phones or cheaper android devices because you don't get wealthy spending $1000 every 2 years on a device that costs $275 to manufacture.
This is barely worth a reply based on your tone but here we go:
(1) "Poor people make bad financial decisions" is practically a meme at this point. Why do they make those decisions? Perhaps the incessant advertising and rampant consumerism in America? Poor financial education? Why not fix those things instead of demonizing them for enjoying a few minor comforts in their lives?
(2) How does buying an iPhone have anything to do with rent? $500/yr on a phone would barely put a dent in Bay Area or LA rent. Once you include total cost of living the new iPhone is a rounding error, even in 'cheap' places, and especially if you have health problems.
(3) I'm not sure what upper middle class people you're talking about, but all of them I know have new iPhones. You don't save yourself to a $200k/yr income, that's a shitty argument pushed by the "personal financial responsibility" press to make rich people feel justified in their immorality.
You're just looking for reasons to feel justified keeping people poor. If you can't afford to eat, it's not because you're overspending on a car or a phone, you're probably driving a beater you pray every morning will get you to work.
Not only that, you're _still_ missing the point of my post. AT HOME SERVICES and CLOUD SECURITY PRODUCTS are for rich people. No poor person has a cleaner and a fucking ring doorbell, get real.
Many 'poor' people are poor because of spending habits and lack of saving discipline, and it's a hall mark of the modern poor in America to drive a car you can't afford, own an expensive phone, have a big TV, etc. Whether buying it on credit, or buying with money that could/should have been used to pay off debt, save fore retirement etc, it's trivial to buy something like an iPhone for almost anyone in America.
iPhones are BELOVED by the poor as a "rich" status symbol, for all the same reasons why you think the poor don't own them.
P.S. you can get a brand new iphone for like $30/mo from any major seller. An 18 year old with their first fast food job can buy a big shiny iPhone today.
P.P.S most of the 'upper middle class' I'm familiar with doesn't do iPhones and especially not brand new ones, they do budget phones or cheaper android devices because you don't get wealthy spending $1000 every 2 years on a device that costs $275 to manufacture.