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Last year I was hit with a failure-to-pay penalty, even though I mailed the check on the deadline. When I spoke to an IRS agent, they claimed that the payment needed to be received, not postmarked, by April 15. Never heard of that before. He was kind enough to remove the penalty because it was a first time offense.

Since then, I pay electronically. Never again.


from the IRS (https://www.irs.gov/filing/individuals/when-to-file)

Your return is considered filed on time if your envelope is properly addressed, postmarked and deposited in the mail by the due date.


It's strange to me that they list them in that order... making me think they meant "addressed, stamped, and deposited", since postmarking clearly occurs later, after the others.


The IRS agent did not know the law (unlikely) or was just messing with you (likely)


> A history exam might ask a question like "When was the US Constitution ratified?" Suppose you pick answer "(a) 1776". Then you look at the answer key and you see that the correct answer was actually "(b) 1789".

Wasn't the constitution ratified in 1788?


The Constitution was ratified by state's conventions in 1787, 1788, 1789, and 1790. The convention of the ninth state (New Hampshire) ratified on June 21, 1788.

However, the operation of the Constitution didn't commence until March 1789 [1] [2]. Prior to that commencement, government still operated under the Articles of Confederation. The question is poorly worded, if they're asking for when the federal government began operating under the Constitution; but it's also poorly worded if they're asking for when the ninth state ratified it.

[1] https://supreme.justia.com/cases/federal/us/18/420/ [2] https://tile.loc.gov/storage-services/service/ll/usrep/usrep...


> The question is poorly worded …

That sums up roughly 95% of daily practice in US trials and appeals!


Heh, this is the thread I came to see on a submission about the LSAT on HN o/


The Constitution was indeed ratified on June 21, 1788 when New Hampshire became the 9th state to ratify it, though it didn't go into effect until March 4, 1789.


Thanks for the correction! Website should update soon. Changed it to 1788 and I added a shout-out for y'all:

"(p.s. thanks to the smart readers who noticed I initially put the wrong date down, and who also noticed that "ratified" is somewhat indeterminate when it comes to the Constitution. But the real LSAT is unlikely to make those kinds of mistakes; there's only 1 correct answer, and it's definitely correct.)"

Feel free to make pull requests if you notice other errors or have suggestions for improvement: https://github.com/gpdowney/lightweightLSAT


Great timing, I was just looking into Mautic.

If I have multiple brands, would I need to set up a separate instance for each one?


It was my understanding that Threads was scheduled to launch tomorrow. What happened?


AFAICT (just checked) it hasn't actually hit Android yet. Apparently iOS users got a jump on everyone else. I'm sure as soon as there's a web version my existing Facebook feed will be practically papered over with announcements.


The site now links to the Threads app for Android [1] too, I just tested it and it's working fine [2]. Maybe it's a regional thing?

[1] https://www.threads.net/download

[2] https://play.google.com/store/apps/details?id=com.instagram....


Having worked there, it's probably more of a gradual-rollout thing. I guess Gatekeeper hadn't added my "social hash" to the enabled range yet.


I downloaded it on my Android about 90 minutes ago.


Seems to have launched at midnight U.K. time


Not surprised that QA is a problem with them. They don't even realize that one of their contract manufacturers isn't registered with the FDA.


"... including the highest restitution ($311,737,008), disgorgement ($172,034,790), and civil monetary penalty ($436,431,811) amounts in any spoofing case."

Unless you are implying that JPM profited more than $172 million, the report suggests the government took the profits.


Is that penalty going to hit the people who were steering the ship at the time, who got big bonuses? Or is it only going to impact the bonuses of the people who are steering the ship today?


The CEO of JPM between 2008 and 2016 (the time period in question) is the same CEO that is in charge today.


This looks like a great step forward.

I always found it interesting that proposed enhancements are thrown into Issues. Maybe it's the word "issues" itself because I associate it with a negative connotation.


Pretty impressive that insurance isn't involved. I hope that becomes the norm, insurance should only be intended for catastrophic events.

That said, it's frustrating that consumers need to go through their employers to get their healthcare.


I think a better model would be something where insurance is included..or covered by the source of healthcare.

Example: Hospitals are generally the source / hub of medicine in an area. So you subscribe to a hospital and pay them 5% of your income.

Hospital then negotiates rates with other hospitals or all hospitals maybe set common-rates for things. Whether you're in an injury locally or across the globe they cover the cost.

Hospital gets recurring income monthly to budget by. PCP's and specialists might get a cut of that as well maybe they get shares of the income based on office visits/year?


Please, submit a complaint to the CFPB. I promise you that the bank will flip over backwards to resolve your issue.


The CFPB has been declawed by the current administration.


Why are people demonizing Apple over this? Sure, they have made questionable decisions in the past but Epic clearly went into this in bad faith and absolutely deserves a slap in the face with a countersuit.


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